Picking the right bankruptcy legal professional is a lot like picking the right head coach for a sports team.
It doesn’t assure success, but minus the right professional, success is a whole lot harder to come by.
Bankruptcy is a specialized area of law that may be a lot more complex than appears on the top. The difficulties aren’t always apparent or simple.
It is not just about filling in forms.
Assessing whether you should file and when is critical.
Your assets as well as your financial future are in stake.
While price is easy and simple selector, it is wii basis for choosing bankruptcy attorney charleston sc.
So, how will you find a reliable professional?
What’s important in an attorney
Bankruptcy is a field where empathy and communication skills are as important as understanding of the law.
Pick a legal professional who can help you work through the problems, alternatives, and implications of your alternatives.
Pick a attorney with whom you are comfortable, one whom you can ask questions and get responses you understand.
Pick a lawyer who either focuses primarily on bankruptcy or does a large part of his/her practice in the field.
Ask questions until you realize what your alternatives are.
Don’t be afraid to interview a lawyer and leave without retaining the lawyer.
Discovering that lawyer
Choose a certified specialist or a legal professional with substantial experience in bankruptcy.
A generalist may be able execute a simple bankruptcy, but might not have the ability to tell if your case is actually “simple”.
Local bar associations have referral panels of bankruptcy lawyers. See them in your phone book.
Interview legal representatives until you discover one who fits you. Enquire about their experience with cases like yours. Ask just how many cases he/she handles per year, and the amount of time he/she has been practicing bankruptcy law.
Find someone with whom you communicate well.
Get agreement on paper
Know very well what services are contained in the quoted fee. Will it really include
lien avoidance matters ?
disputes with the trustee?
non dischargeability actions?
Usually, the flat fee covers only the typical services or the foreseeable issues in a personal bankruptcy case. Some things, like whether you will see difficult to the discharge of a certain debt, can’t be foreseen at the start of the case, and may therefore trigger further fees.
Exploit your lawyer’s expertise
Disclose everything about your financial condition. Without everything, your rights can’t be protected.
Frequently, information a client withholds because they think it is troublesome presents no problem, if disclosed. Failing woefully to tell the whole truth can create a problem where none existed before.
Read carefully the representation agreement, the draft schedules, the court’s notices and communications from your lawyer. Ask questions if you don’t understand initially; inaccurate or incomplete information can have serious and unpleasant consequences.
Provide promptly information and feed when requested so that court deadlines can be met.
Take responsibility for your case. You will be the person with the best handle on the reality of the case and the one most damaged by the case’s outcome. Your legal professional can file bankrupties with you, but not for you.